Get Off Your Assets

Neale S. Godfrey

doi:10.5771/9781538187944

Zusammenfassung

Booklist starred review: "From creating a "money map" (asking "what money habits do I want to change?") to establishing a "no magic money log" (a budgeting exercise) and assembling a personal financial team including a financial advisor, accountant, and perhaps a forensic accountant, Godfrey provides readers with enough information to begin improving their financial outlook as they also manage divorce proceedings, without being overwhelmed with complicated terminology or unnecessarily specific finance jargon...highly recommended...”

Step-by-step financial advice for women over 50 thinking about divorce, knee-deep in it, or designing life after their gray divorce

You had a long-term marriage. You had kids, bought your dream house, set up investment accounts, and even saved for your grandchildren’s college education. You now look forward to your “golden years,” winding down and enjoying those put-off hobbies and long-fantasized trips. The kids are gone, but the flames in your relationship have flickered out, and you can’t imagine facing the next 30 years with a partner with whom you share nothing. You know you need to do something about it, but you don’t know where to start because, in most cases, he has been handling the money part of your relationship.

Get Off Your Assets: The Ultimate Financial Guide to a Woman’s Gray Divorce is a comprehensive guide for any woman facing these money challenges. The book gives tips and tools for women thinking about divorce, knee-deep in it, or designing life after their gray divorce. The book outlines step-by-step advice for women to design their team of lawyers, accountants, and financial experts to guide them through the process.

The unique approach of this book is that it engages the reader via real-life stories, quizzes, and worksheets, leaving the reader with a practical and inspirational confidence that she will be able to not only navigate this process but come out of it with a solid financial foundation for her new life.

Schlagworte

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Bibliographische Angaben

Copyrightjahr: 2025
ISBN-Print: 978-1-5381-8793-7
ISBN-Online: 978-1-5381-8794-4
Verlag: Rowman & Littlefield, Lanham
Sprache: Englisch
Seiten: 252
Produkttyp: Monographie

Inhaltsverzeichnis

KapitelSeiten

1. Cover Kein Zugriff
2. Dedication Kein Zugriff
3. Contents Kein Zugriff
4. Preface Kein Zugriff
1. 1. Quiz: Are You Ready for a Gray Divorce? Kein Zugriff
2. 1. Weird Reasons for Divorce That Should Make You Feel Sane Kein Zugriff
3. Chapter 3: A Leopard Can Change His Spots Kein Zugriff
4. 1. Back to the Future Kein Zugriff
  2. 1. How to Look at the Quiz Kein Zugriff
  3. Financial Infidelity Kein Zugriff
5. 1. Breaking up Is Hard to Do Kein Zugriff
  2. Lots of Rules and Steps Kein Zugriff
6. 1. Men Are the Breadwinners Kein Zugriff
  2. Women Are Pulled in So Many Directions Kein Zugriff
  3. Gender Disparity Is Alive and Well Kein Zugriff
  4. We Have Come a Short Way, Baby Kein Zugriff
  5. The Secret to Long Life: Dump Him Kein Zugriff
  6. Pink, Blue, and Beyond Kein Zugriff
  7. Scarlett O’Hara Should Be Gone with the Wind Kein Zugriff
  8. Ignore Those “Friends” Who Want to Give You Advice Kein Zugriff
  9. The Grass May Not Be Greener on the Other Side of the Fence Kein Zugriff
7. 1. Marriage or Living Together? Kein Zugriff
  2. Change Your Job Description Kein Zugriff
1. 1. Completing Incompletions Kein Zugriff
  2. Sock-It-to-Me! Kein Zugriff
  3. Rewrite Your Story Kein Zugriff
  4. 1. Results: Kein Zugriff
2. 1. 1. Results: Kein Zugriff
  2. Okay, I Know My Financial Personality, Now What? Kein Zugriff
3. Chapter 10: Building Financial Security to Let You Sleep at Night Kein Zugriff
4. Chapter 11: No Magic Money Log Kein Zugriff
5. 1. Your Monthly Budget Kein Zugriff
  2. Savings Will Save You Kein Zugriff
  3. Put the Squeeze on Expenses Kein Zugriff
  4. Drip, Drip, Drip of Small Savings Kein Zugriff
6. 1. Your Wish List Kein Zugriff
7. 1. Detanglement List Kein Zugriff
  2. More Paperwork Kein Zugriff
  3. List of Documents for Your Kids and Loved Ones Kein Zugriff
  4. Your Home Kein Zugriff
  5. Credit Reports Kein Zugriff
8. 1. Why Does My FICO Score Matter? Kein Zugriff
  2. 1. Credit Utilization Ratio Kein Zugriff
    2. Debt-to-Income Ratio (DTI) Kein Zugriff
  3. 1. Credit Card Debt Ratio Kein Zugriff
  4. 1. 1. Secured Credit Card Kein Zugriff
    2. Loans Kein Zugriff
9. Chapter 16: Put Together Team-You Kein Zugriff
10. 1. 1. What Mediation Looks Like Kein Zugriff
  2. Story: Beware of Professional Tans Kein Zugriff
  3. 1. “Oops, I Did It Again” Kein Zugriff
    2. Interview, Interview, Interview Kein Zugriff
  4. 1. Basic Personal Information Kein Zugriff
    2. More Information to Bring Kein Zugriff
11. 1. 1. 1. What Is a Financial Advisor? Kein Zugriff
    2. 2. Determine What the Money Is For Kein Zugriff
    3. 3. Consider Why You Need a Financial Advisor Kein Zugriff
    4. 4. Get to Know Your Financial Self Kein Zugriff
    5. 5. Risk Tolerance Kein Zugriff
    6. 6. You’re a Client, Not a Customer Kein Zugriff
    7. 7. The Best Things in Life Are (Not) Free Kein Zugriff
    8. 8. Verify Credentials and Ensure Goals Align Kein Zugriff
    9. 9. Comfort Is Key Kein Zugriff
12. 1. 1. Income and Tax Documents Kein Zugriff
    2. Real Estate Documents Kein Zugriff
    3. Personal Property Information Kein Zugriff
    4. Financial Information Kein Zugriff
    5. Estate-Planning Documents Kein Zugriff
  2. 1. 1. Check up on Your Credit Report Kein Zugriff
    2. 2. Sign Up for a Credit-Monitoring Service Kein Zugriff
    3. 3. Open New Credit Cards in Your Name Only Kein Zugriff
    4. 4. Apply for a Secured Credit Card Kein Zugriff
    5. 5. Close All Your Joint Accounts Kein Zugriff
    6. 6. Close Joint Investment Accounts Kein Zugriff
    7. 7. Pay Your Bills Kein Zugriff
    8. 8. Divide the Credit Card Debt Kein Zugriff
  3. 1. US State Laws Kein Zugriff
    2. Foreign Laws Kein Zugriff
13. 1. Money Mistakes You Can Make in a Gray Divorce Kein Zugriff
  2. 1. Story Kein Zugriff
    2. Gray Divorce Money Mistake #4 Kein Zugriff
    3. Who Is Eligible? Kein Zugriff
    4. How Do You Enroll? Kein Zugriff
    5. Can You Have an HSA (Health Savings Account) with Medicare? Kein Zugriff
    6. What Does Medicare Cost? Kein Zugriff
    7. Gray Divorce Money Mistake #5 Kein Zugriff
    8. Gray Divorce Money Mistake #6 Kein Zugriff
    9. Gray Divorce Money Mistake #7 Kein Zugriff
14. 1. “Remember the Alimony” Kein Zugriff
  2. 1. Permanent Alimony Kein Zugriff
    2. Story Kein Zugriff
15. 1. 1. Inheritances Kein Zugriff
    2. Social Security Kein Zugriff
    3. 1. Look Closely at the Premium Increases Kein Zugriff
    4. Long-Term Health Care Insurance Kein Zugriff
    5. 1. Terms You Will Need to Understand When Looking at Pensions/Retirement Plans Kein Zugriff
    6. Tax Considerations Kein Zugriff
  2. This can all be taxing Kein Zugriff
  3. Are You Staying Together Because You Are Terrified to Lose Health Insurance? Kein Zugriff
1. 1. Your Choice Kein Zugriff
  2. Things I Can Now Do That I Don’t Have to Worry About Kein Zugriff
2. 1. How Serious Is This? Kein Zugriff
  2. 1. College Loans before You Got Married Kein Zugriff
    2. College Loans after You Got Married Kein Zugriff
    3. Loans to Friends and Family Kein Zugriff
    4. Joint Consolidation Loan Separation Act Kein Zugriff
    5. Medical Debt Kein Zugriff
    6. What Can Be Done? Kein Zugriff
  3. 1. Problems with Some Solutions Kein Zugriff
    2. The Debt Dig-Out after Divorce Kein Zugriff
    3. 1. Debt-Consolidation Loans Kein Zugriff
3. 1. Rate-and-Term Refinance Kein Zugriff
  2. Here Are Some Pros and Cons Kein Zugriff
4. 1. What Is a Reverse Mortgage?1 Kein Zugriff
5. 1. How to Stop the Money FOG Kein Zugriff
  2. Stop It! Kein Zugriff
  3. Financial Stress Is Alive but Not So Well Kein Zugriff
  4. Getting Your Act Together Kein Zugriff
  5. Misery Loves Company Kein Zugriff
  6. Tips to Deal with How to Get Credit Card Debt Under Control Kein Zugriff
6. Chapter 28: Never Own Anything Bigger Than Your Hat Kein Zugriff
7. 1. 1. Life Goals Kein Zugriff
8. 1. Mapping Your Goals Kein Zugriff
  2. Your Choices Kein Zugriff
  3. What Does Financial Independence Look Like? Kein Zugriff
  4. I Can Have the Talks with My Family and Loved Ones Kein Zugriff
  5. Your Money Map Kein Zugriff
9. 1. The Big Deal about Investing Kein Zugriff
  2. Time Is Your Friend (or Your Kid’s) Kein Zugriff
10. 1. Have Confidence Kein Zugriff
  2. What You Shouldn’t Do Kein Zugriff
11. 1. Don’t Let Tying the Knot Tie You in Knots: Your Prenup Kein Zugriff
  2. You Cancelled the Romance Kein Zugriff
  3. When Do You Need a Prenup? Kein Zugriff
  4. “I Do” Can Equal “I Due” Kein Zugriff
  5. What Does a Prenup Cost? Kein Zugriff
  6. Oops, I Forgot to Tell Her Kein Zugriff
  7. Prenup Topics You Should be Prepared to Discuss Kein Zugriff
  8. When Should You Get a Prenup? Kein Zugriff
  9. 1. Prenup Marriage Money Mistake #1 Kein Zugriff
    2. Prenup Marriage Money Mistake #2 Kein Zugriff
    3. Prenup Marriage Money Mistake #3 Kein Zugriff
    4. Prenup Marriage Money Mistake #4 Kein Zugriff
  10. 1. Basic Elements of a Prenup Kein Zugriff
  11. The Tough Conversation: How to Talk about Getting a Prenup Kein Zugriff
12. 1. Interesting Ways to Donate Kein Zugriff
13. 1. Pay It Forward Kein Zugriff
14. Chapter 36: When Your Kids Are Concerned, Can You Step Away from Your Wallet? Kein Zugriff
15. 1. Setup a Lease with Your Adult Children Kein Zugriff
  2. Why the Lease? Kein Zugriff
  3. Worksheet for Soon-to-Be Parental Landlords Kein Zugriff
16. Chapter 38: The End or New Beginning? Kein Zugriff
Notes Kein Zugriff Seiten 211 - 228
Bibliography Kein Zugriff Seiten 229 - 240
Index Kein Zugriff Seiten 241 - 252